Three simple steps to your backyard.
{{ s.title }}
{{ s.body }}
Financing is provided by independent third-party lenders. All loan terms, rates, and approvals are determined solely by the lender based on your application and qualification.
A smarter way to build the backyard you want.
A custom pool is one of the few home improvements that pays you back in everyday use — weekends at home, long Texas evenings outside, a place the whole family actually gathers. For most homeowners, financing is what turns that from a someday plan into this season’s reality. Rather than waiting years to save the full amount, you build now and spread the cost over a term that fits your budget, while enjoying the pool the entire time you pay for it.
Pool financing works much like other home-improvement lending. Our partners, Lyon Financial and Viking Capital, specialize specifically in backyard projects, which means their programs are built around how pools are designed, permitted, and built — not a generic personal loan. You apply directly with the lender, pre-qualify with a soft credit check that does not affect your score, and review the terms before committing to anything.
Because we provide a transparent, line-item quote before financing ever enters the picture, you always know the real cost of your project up front. That clarity makes it simple to choose a term and monthly payment you are comfortable with — no surprises, from the first design meeting through your first swim. To understand what drives the total, read our 2026 custom pool cost guide, or see our full guide to pool financing options in Texas.
Enjoy it now — not five summers from now.
{{ b.title }}
{{ b.body }}
What affects your rate and terms.
Final rates, terms, and approval are set by the lender, not by us — but it helps to understand the main factors that shape the offer you receive, so there are no surprises when you apply.
{{ e.title }}
{{ e.body }}
Rates change. Family time doesn't have a price.
Adjust the numbers to see a rough monthly payment. This is a planning estimate only — your actual rate and term come from the lender when you apply.
Rates shown are illustrative and change with the market — your lender sets the real number at application.
Specialists in pool & backyard financing.
J. Oliver Custom Pools and Design is not a lender and does not provide loans or credit. Lyon Financial and Viking Capital are independent companies; we refer homeowners to them as a convenience.
Your questions, answered.
{{ q.q }}+
{{ q.a }}
See what you
qualify for.
Checking is a soft pull — it won't affect your credit. Reach out and we'll point you to the right place to start.